Workers’ compensation is designed to protect employees who are hurt on the job. In Washington State, the vast majority of businesses must provide this type of insurance. Most companies have to sign up for workers’ compensation insurance, so that the employees they hire know that they will be protected if they are injured on the job. These injuries can be one-time events, or they can be cumulative injuries from the job itself, such as repetitive stress disorders and other harmful issues.
What Types of Protection Does Workers’ Compensation Offer?
Employees need to know how they are protected, and employers have to be clear on the level and type of protection they are required to provide. Generally, workers’ compensation laws provide financial protection for employees who are injured on the job or as a result of their job.
Carpal tunnel, back problems, hearing damage, and other types of job-related problems that can show up after months or years of performing a particular job may be covered, and injuries or other health risks that occur because of improper or unsafe working conditions are also covered by this kind of insurance, so employees can be compensated.
Why Is This Protection So Important?
Without workers’ compensation insurance, employees who were injured in the performance of their job duties would not have any legal or financial recourse for those injuries. They might get assistance if their employer was kind and thoughtful, but that employer would not be required to do anything to help them. Naturally, that is not a healthy work environment for anyone, no matter the type of job they have.
In Washington State there are many dangerous jobs surrounding the fishing, timber, and logging industries, but safer and more standard jobs are also protected through workers’ compensation insurance.
What Does the Law Involve for Particular Types of Employment?
The workers’ compensation laws include everything from definitions of the rules to safety initiatives for specific classes of jobs, such as loggers. Generally, every business in Washington State that has employees or hires contract labor must cover those people under their workers’ compensation insurance. The largest difference when it comes to what the laws involve has to do with the type and amount of coverage that is necessary, as well as the cost for having the insurance. More dangerous jobs come with higher insurance premiums, because the chances of needing to pay out on an expensive claim are higher.
Are There Rights to Consider or Requirements for Employees to Follow?
As an employee you have workers’ comp rights, and with those rights come responsibilities based on the laws of Washington State. Workers shouldn’t engage in blatantly unsafe practices or circumvent the rules in order to try to get things done faster, because that can put them at risk for not following the rules their employer has created for them. When they “cheat” the rules, though, they can reduce their chances of having their workers’ compensation claim paid. Employers have policies in place for a reason, and the main reason is to be sure that employees can perform their jobs safely and effectively without harm.
If you feel you’re not getting the right compensation for your on-the-job injury, or that you have been treated unfairly when it comes to your workers’ compensation claim in Washington State contact Lehmbecker Law today. You need a good legal advocate on your side, and we can discuss your case to see what type of help we may be able to provide to get you the compensation you deserve.