If you are injured on the job, in addition to filing a Workers’ Compensation claim with the state of Washington Department of Labor and Industries, you should explore whether you can also open a private insurance claim.
- If your work injury is caused by the negligence of someone other than your employer or a coworker, you have the right to bring a private insurance claim in addition to your Workers’ Compensation claim.
Common situations where this applies are auto accidents during work, construction-site accidents, injuries to (or caused by) a temporary worker or contract employee, injuries caused by dangerous equipment such as on a farm or in a factory, or injuries occurring while visiting another company’s premises.
- A private insurance claim will often pay much more in compensation that just a Workers’ Compensation claim.
Workers’ Compensation claim benefits are limited by law. They typically pay only a portion of current wage loss (e.g., 60%). They generally do not pay benefits for future medical bills or loss of earnings. And they do not include any compensation for pain and suffering, inconvenience, or loss of quality of life. Under a private insurance claim, you can recover all of these items. The compensation is often many times more than you would receive from just filing a Workers’ Compensation claim
- Always seek the advice of an attorney experienced in both Workers’ Compensation and Personal Injury.
Whenever you’ve been injured on the job, you should always have your case reviewed by a highly-rated law firm that handles BOTH Workers’ Compensation and Personal Injury cases, like Lehmbecker Law.
Ensure that you are not missing out on any compensation or benefits by contacting Lehmbecker Law. They have been focused on winning injury claims for thirty-five years, and offer a Free Consultation and Case Evaluation. Call 425-455-3186 to schedule your in-person or remote appointment.