I WAS INJURED IN A CAR ACCIDENT WHILE ON THE JOB. SHOULD I FILE A WORKERS’ COMP OR AUTO INSURANCE CLAIM?

Actually, you probably have both a workers’ compensation claim and a personal injury claim. Almost every injury while on-the-job will give rise to a workers’ compensation claim. However, if your injury was caused by another person’s negligence (except your employer or a co-worker) you are also entitled to bring a personal injury claim. This is important because both claims afford you different remedies and compensation.

Workers’ compensation claims can pay for your:

• Medical bills up front
• A portion of any lost wages if you are unable to work for a while
• A disability award if you are left with a permanent impairment

Under a personal injury claim, you can also receive compensation for pain and suffering, as well as future losses. Your total compensation can be greatly increased by bringing both claims.